Flexible Financing for Your Kinetico Water Treatment System

Quality water treatment is an investment in your home and your family's health. We offer financing options that make it manageable.

Options to fit your budget

Don't let upfront cost stop you from getting the water quality your family deserves.

Financing is available through third-party lending partners, subject to approved credit. We present the available options during your consultation and handle the application process with you.

Typical financing options include:

  • 0% interest promotional financing for 12 to 18 months
  • 36 to 60 month standard financing plans
  • No prepayment penalty on any plan

We'll help you find the option that works for your situation. There's no pressure to finance, if you'd prefer to pay upfront, that's always available too.

A quick example

A $3,500 system at 0% interest for 18 months works out to about $194 per month. Most families spend more than that each year on bottled water and extra cleaning products to deal with hard water. For many households, a water softener pays for itself in reduced soap, detergent, and bottled water costs alone.

This is an approximate example only. Actual terms vary based on approved credit and the financing offer selected.

Why financing a water softener makes sense

Save on monthly costs

Soft water reduces soap and detergent use by 50 to 70 percent. Shampoo lathers better, dish soap goes further, and fabric softener becomes optional. The savings add up quickly in a household that cooks and cleans daily.

Protect your appliances

Hard water deposits shorten the life of water heaters, dishwashers, washing machines, and coffee makers. Financing a softener now is often cheaper than replacing a water heater early. We've seen water heaters fail at 6 years when the manufacturer lifespan is 12 to 15.

Protect your plumbing

Scale buildup inside pipes reduces water flow over time and can require costly plumbing repairs. A water softener prevents scale from forming in the first place. Once the scale is in the pipes, there's no easy fix.

How financing works with Cardinal Water Solutions

  1. Get a quote

    We schedule your free water analysis, test your water, and recommend the right system and size for your home. You'll have a clear price before any financing conversation.

  2. Choose your financing option

    We present the available financing plans from our lending partners. You pick the term and payment structure that works for your budget.

  3. Apply online

    The credit application takes about 5 minutes online. Most decisions come back within minutes.

  4. Get installed

    Once approved, we schedule installation. Most systems are installed within the same week.

Questions? Call us at (614) 555-0100 and we'll walk you through the process before you commit to anything.

Financing questions

It varies by lender and the specific offer. Generally, a score of 600 or above qualifies for standard financing. Better rates and promotional offers typically require a score of 680 or higher. We'll present whatever you qualify for.

Yes. We can finance the full installation, softener, drinking water system, and any specialty treatment, in a single financing plan.

It depends on the financing offer. Some promotional offers require no down payment. Others may require a portion upfront. We'll explain the specific terms of each option.

Yes. There is no prepayment penalty on any of the financing plans we offer. Pay it off whenever you want.

No. We work with approved third-party lenders. We don't carry our own financing. This means rates and terms are set by established lenders, not us.

Get your quote first. Then decide about financing.

We never pressure you to finance. Get the quote, see the price, and decide from there.